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Blog2018-09-30T17:51:10+00:00
18Nov

Merchant Services: Tips for buying right – the credit card terminal purchase part 2

By |Credit Card Processing, Small Business Owner Tips|

How does one go about purchasing a credit card terminal for business transactions?  What are the different options for credit card terminal purchases in merchant services? According to Wikipedia, payment terminals were first introduced by Visa in 1979.  Verifone a small Hawaiian company at the time introduced the Zon model of terminals in 1983.  The Zon terminals became the industry standard.  The credit card terminals in the late 1980s were [...]

16Nov

Debit cards, debit signature or pin

By |Credit Card Processing, small business|

Debit signature or pin- why is it difficult to get to a pin debit transaction on a credit card or POS?  What are the two ways to run a transaction on your debit card?  Does debit signature or pin debit charge less fees to the business?  Is there an on-going investigation into how Visa is routing debit transactions? What is a debit card? A debit card is a card issued [...]

23Aug

Apple Pay Follow Up (Continued)

By |Blog, Mobile Payments For Credit Card Processing, Payments|

A continuation of our previous post, Contactless Payments: NFC & Apple Pay This is a continuation of our previous post about Apple Pay, you can check it out here. It has been reported on April 30th, Apple Inc. Chief executive, Tim Cook, expects Apple Pay to reach 10 billion in transactions this calendar year. Already, Apple has reported January’s transactions have added up to a total of 1.8 billion. Due [...]

22Jul

Merchant Services: Tips for buying right – the local agent part 1

By |Blog, Credit Card Processing, Small Business Owner Tips|

Local sales people selling merchant services are all over the place, as far as distribution, sales tactics, knowledge, and offers.  Their offers vary by the company they represent.  Some represent multiple companies.  Is the agent selling you a cash discount or surcharge program?  Some agents have just started, and some have a little experience.  Unfortunately, many merchants have told us about their part-time agent.  Part-time agents on a larger merchant [...]

18Jun

Is your Verifone Vx520 stuck rebooting? Let’s fix it.

By |Blog, Credit Card Processing|

Do you have a Verifone Vx520 credit card terminal? Verifone Vx 520s and Vx 680s have been experiencing issues.  The most common issue has been a rebooting loop.  Is you Verifone Vx520 stuck rebooting?  A rebooting loop means the vx 520 or vx 680 reboots and never stops at the sales Softpay and CommServer screen.  In order to run transactions, one must activate the Softpay app by pressing F3.  Pressing [...]

3Apr

Financial Spring Cleaning

By |Blog, Uncategorized|

With the first day of spring just barely passing by, it’s time for some spring cleaning and decluttering.  Below, we will give you some tips for how to do some spring cleaning, finance version.   Go paperless By opting in for a paperless option for your bills, you’ll be decluttered and saving the environment! Electric bills are easier to manage and find in your inbox than the scattered papers you [...]

20Mar

Credit Card Theft: Protection and New Regulation

By |Blog, Credit Card Processing, Payments|

Credit card theft is on the rise. An estimated 60 million credit cards were stolen during a 12-month period from U.S. card owners, as reported by a threat intelligence firm Gemini Advisory. And 45.8 million of those credit cards were for sale on the dark web. Who's tracking down the sellers of the stolen information?  How does a bad guy pay for a stolen credit card?  How does an online [...]

Who is Jeremy Ochsner?

CEO, Stillwater Payments | Helping clients reduce processing fees and avoid rate increases and egregious lease schemes

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