We have a suite of services designed for medical practices.
Our suite of secure services designed for medical practices, including secure and virtual terminals, help save you money. Ideal for doctors, dentists, surgery centers, chiropractors and more. All of our services have expediency, ease of use, security, and cost reductions at their core to help save you the most money.

RECENT REVIEWS
Jeremy, owner of Stillwater Payments, provides the best customer service ever. He is experienced and knowledgeable and will get you the best rates period. Jeremy has saved us both tons of money and headaches.
I interact with the people behind Stillwater Payments a lot on a professional basis and they are ethical, honest, and very knowledgeable about the card-processing industry. A number of clients and colleague of mine use them for their merchant processing and feel Stillwater has saved them money and made their accounting reports much more understandable.
Fantastic people My company has a national contract so I cannot use their services, but I have has lots of past experience with processors and I trust these guys implicitly. They are local and always have been and they do a fantastic job. Well worth having them review what you have.
It is such a relief to find a merchant services provider that is honest and ethical! I love these people. They have a rate guarantee that really sets them apart from anyone else. Jeremy, even saved me money on my processing machine tape! I do not hesitate to send my friends or family to Stillwater Payments!
Looking for and honest and ethical local business? Look no further – Stillwater Payment Processing should be your first choice! The owner, Jeremy is all about integrity. He is very knowledgeable and informative. It will be one of the best business decisions you make.
Amazing customer service, knowledgeable and priced for your actual needs, not their pocketbook. Highly recommended. +++
After hearing about Dan and Stillwater Payments from another auto shop who recently started using them as their merchant payment processor we had Dan come down to see what he could do for us. Not only was he very upfront and was able to show us what he could do for us he took the time to help sort out the mess we created with our past merchant accounts and was able to help us close those accounts out.. Customer service alone was worth the switch not including the savings. Thank you
I can genuinely say that I am happy with Stillwater Payment. Particularly with Jeremy. He has been such a great help and has always answered all my concerns and question no matter how many times I have asked the same question. Thanks again Jeremy.
I love everything about this company! Their loyalty and commitment to helping us succeed means everything. Everything is always running great and they are always quick to give solutions to any questions or concerns that may pop up in the way. Definitely would recommend them!
Great service and great prices! We had issues (not caused by Stillwater), and Jeremy and Dan were right there with me helping me solve it all. I highly recommend this company!
SOME POPULAR PROGRAMS
STILLWATER PAYMENTS DIFFERENCE
Not all credit card processing is the same
Stillwater Payments’ Rate Lock means you will never experience a fee increase. Next Day Funding is also included with our programs on approval so that you can enjoy the benefits of fast deposits and improved cash flow.
Stillwater Payments’ customers also benefit from our two guarantees – our Save Smart Guarantee and our No Risk Price and Service Guarantee. Be sure to ask us about each of them because they can make all the difference in the world for your business.


SINGLE USE CARD PROCESSING PROGRAM
Maximize savings on insurance single use credit cards
The single use credit cards sent to you by insurance carriers for reimbursements drive an outrageous credit card processing fee. Our virtual terminal is programmed specifically for medical practices in order to deliver the lowest credit card fee available at the moment a charge is processed.
Our unique program is literally the most dramatic way to lower what your practice is paying in credit card processing fees.
TEXT 2 PAY
Reduce operating costs and collect funds more quickly
Sending out invoices to all of your patient cost a lot of money. Processing payments received by mail only adds to that cost.
Now you can reduce your operating costs and speed up the collection process with Text 2 Pay. The service is easy to set up and use. By sending a billing notification via text message to a customer’s mobile phone, they can pay for your services instantly from their phone by responding with last four digits of their phone number.


REVERSE MY FEES
Stop paying processing fees
Why are you paying processing fees when your patients use their credit card for payment? Stillwater Payments’ Reverse My Fees program will eliminate up to 95% of your credit card processing fees.
If a patient decides to use a credit card to pay for services, a surcharge is automatically calculated by the terminal and added to the patient’s charges as a separate line item on the receipt.
HARDWARE
EMV credit card terminals
No stripped-down models here. We have only the best terminals, all with a full Infinite Warranty for the lifetime of your merchant account, offered at great prices. Every terminal includes P2PE encryption for maximum protection at no extra charge.
We offer Ingenico, Verifone, POYNT, Dejavoo, Pax, and FD credit card terminals.
