Merchant Services 2018-09-11T20:06:39+00:00

Comprehensive Suite of Sales and Payment Processing Options

We stand apart from other credit card processing companies because of our honest, transparent, consultative approach towards merchants services.

Whether you’re just starting out and in need of a merchant account with a credit card reader, or you are a fast-growing business which lacks the tools to manage your operations properly, Stillwater Payments can help. We work with companies across a wide variety of industries to customize our clients’ sales and payment processing solutions to ensure they save money while exceeding the expections of their customers.

From EMV credit card terminals to Point of Sale to integrated e-commerce and everything in between, we have you covered.

Choose from two options. With a non-surcharging merchant account your rates are locked with us. No rates creeping up when you aren’t watching. We give you all the tools to pay the least in fees with a Save Smart Guarantee. Alternatively, choose a Reverse My Fees account, and your processing fees are 95 percent covered.


We support comprehensive solutions and integration for e-commerce, Text 2 Pay solutions and virtual terminals. Customers can pay and interact with your business even when your storefront is closed.


Stillwater Payments provides a better experience for businesses accepting payments and the people working for them. We strive to bring respect back to the payments industry by treating others as we would like to be treated through integrity, transparency and lasting relationships.


Ready to Talk?

Stillwater Payment’s industry-leading payment service and support staff are ready to take your payment system to the next level. Let us show you how.

Contact us Today


Here are just some of the features that set us apart.