Comprehensive Suite of Sales and Payment Processing Options
We stand apart from other credit card processing companies because of our honest, transparent, consultative approach towards merchant services.
Whether you’re just starting out and in need of a merchant account with a credit card terminal, or you are a fast-growing business that lacks the tools to manage your operations properly, Stillwater Payments can help. We work with companies across a wide variety of industries to customize our clients’ sales and payment processing solutions to ensure they save money while exceeding the expectations of their customers.
From EMV credit card terminals to Point of Sale to integrated e-commerce and everything in between, we have you covered.
RECENT REVIEWS
Jeremy, owner of Stillwater Payments, provides the best customer service ever. He is experienced and knowledgeable and will get you the best rates period. Jeremy has saved us both tons of money and headaches.
Experienced and knowledgeable
Debra R.I interact with the people behind Stillwater Payments a lot on a professional basis and they are ethical, honest, and very knowledgeable about the card-processing industry. A number of clients and colleague of mine use them for their merchant processing and feel Stillwater has saved them money and made their accounting reports much more understandable.
Ethical, honest, and very knowledgeable
Ken and Alicia LundFantastic people My company has a national contract so I cannot use their services, but I have has lots of past experience with processors and I trust these guys implicitly. They are local and always have been and they do a fantastic job. Well worth having them review what you have.
Fantastic people!
Mitch HarriganIt is such a relief to find a merchant services provider that is honest and ethical! I love these people. They have a rate guarantee that really sets them apart from anyone else. Jeremy, even saved me money on my processing machine tape! I do not hesitate to send my friends or family to Stillwater Payments!
Saved me money!
Brent RoelofsLooking for and honest and ethical local business? Look no further – Stillwater Payment Processing should be your first choice! The owner, Jeremy is all about integrity. He is very knowledgeable and informative. It will be one of the best business decisions you make.
All about integrity!
Tracy BrantinghamAmazing customer service, knowledgeable and priced for your actual needs, not their pocketbook. Highly recommended. +++
Highly recommended. +++
Lopiccolo ConstructionAfter hearing about Dan and Stillwater Payments from another auto shop who recently started using them as their merchant payment processor we had Dan come down to see what he could do for us. Not only was he very upfront and was able to show us what he could do for us he took the time to help sort out the mess we created with our past merchant accounts and was able to help us close those accounts out.. Customer service alone was worth the switch not including the savings. Thank you
Great support!
Padgett BrothersI can genuinely say that I am happy with Stillwater Payment. Particularly with Jeremy. He has been such a great help and has always answered all my concerns and question no matter how many times I have asked the same question. Thanks again Jeremy.
I am happy with Stillwater Payment
Mary NelsonI love everything about this company! Their loyalty and commitment to helping us succeed means everything. Everything is always running great and they are always quick to give solutions to any questions or concerns that may pop up in the way. Definitely would recommend them!
I love everything about this company!
Kellcey WaldaiasGreat service and great prices! We had issues (not caused by Stillwater), and Jeremy and Dan were right there with me helping me solve it all. I highly recommend this company!
Great service and great prices!
Natalie OehlerkingChoose a Reverse My Fees account, and your processing fees are 95% covered. Save as much as 95% on credit card processing fees.Alternatively, choose a non-Reverse My Fees account, and your rates are locked with us. No rates creeping up when you aren’t watching. We give you all the tools to pay the least in fees with our Save Smart Guarantee.
We support comprehensive solutions and integration for e-commerce, Text 2 Pay solutions and virtual terminals. Customers can pay and interact with your business even when your storefront is closed.
Credit Card Terminals have P2PE included, free of charge. Our Virtual Terminals have truncated or tokenized data to counter data theft. Added security simplifies PCI-DSS compliance.
FEATURES
Here are just some of the features that set us apart.
Credit Card Processing
You deserve the best for your business, right? Rate Lock means no creep-up in fees. Our Save Smart Guarantee provides maximum savings. Next Day Funding improves cash flow. Infinite Warranty protects your equipment, always.
Virtual Terminal
Our virtual terminals (VT) have so many awesome features. Here are a few; secure card storage, recurring payments, batch upload, invoicing, account updater, and simple level 2 and level 3 processing. Use them in a retail environment for EMV or integrate with Quickbooks.
Text 2 Pay
Stop sending out invoices and receiving credit card numbers through the mail, Text 2 Pay. Easy to set up and easy to use. Collect payments faster, stop waiting. Text or secure email payments.
ACH
Save Money with e-check processing. E-check processing available, no paper check required. Check 21+ for converting mailed in checks to an e-deposit. Use ACH with Text 2 Pay or add to any virtual terminal we offer!
Rate Lock
Rate Lock means no creep up in fees. Our processing fees are locked. We do things with the customers’ best interest in mind.
Gift and Loyalty
Whether your customers use plastic or mobile cards, we have you covered. Our solution integrates easily with credit card and POS systems. Choose a custom solution that meets your business needs.
Wex and Voyager Processing
Get your fleets and process their Wex or Voyager with us.
Mobile Payments
For deliveries or techs collecting payments, mobile payments via smartphones or wireless credit card terminals, save money. Dip the Chip (EMV) with our mobile payment solutions.