
E-Commerce options that will work for your business.
Connect with our competitively priced shopping carts, or we can integrate with yours.
Secure payments on your website via Shopify, 3DCart, WooCommerce, or Big Commerce that are easily expandable with additional features. Looking for another shopping cart? We have numerous integrations with other shopping carts if you’ve decided on another.
RECENT REVIEWS
Jeremy, owner of Stillwater Payments, provides the best customer service ever. He is experienced and knowledgeable and will get you the best rates period. Jeremy has saved us both tons of money and headaches.
I interact with the people behind Stillwater Payments a lot on a professional basis and they are ethical, honest, and very knowledgeable about the card-processing industry. A number of clients and colleague of mine use them for their merchant processing and feel Stillwater has saved them money and made their accounting reports much more understandable.
Fantastic people My company has a national contract so I cannot use their services, but I have has lots of past experience with processors and I trust these guys implicitly. They are local and always have been and they do a fantastic job. Well worth having them review what you have.
It is such a relief to find a merchant services provider that is honest and ethical! I love these people. They have a rate guarantee that really sets them apart from anyone else. Jeremy, even saved me money on my processing machine tape! I do not hesitate to send my friends or family to Stillwater Payments!
Looking for and honest and ethical local business? Look no further – Stillwater Payment Processing should be your first choice! The owner, Jeremy is all about integrity. He is very knowledgeable and informative. It will be one of the best business decisions you make.
Amazing customer service, knowledgeable and priced for your actual needs, not their pocketbook. Highly recommended. +++
After hearing about Dan and Stillwater Payments from another auto shop who recently started using them as their merchant payment processor we had Dan come down to see what he could do for us. Not only was he very upfront and was able to show us what he could do for us he took the time to help sort out the mess we created with our past merchant accounts and was able to help us close those accounts out.. Customer service alone was worth the switch not including the savings. Thank you
I can genuinely say that I am happy with Stillwater Payment. Particularly with Jeremy. He has been such a great help and has always answered all my concerns and question no matter how many times I have asked the same question. Thanks again Jeremy.
I love everything about this company! Their loyalty and commitment to helping us succeed means everything. Everything is always running great and they are always quick to give solutions to any questions or concerns that may pop up in the way. Definitely would recommend them!
Great service and great prices! We had issues (not caused by Stillwater), and Jeremy and Dan were right there with me helping me solve it all. I highly recommend this company!
SOME POPULAR PROGRAMS
STILLWATER PAYMENTS DIFFERENCE
Your e-commerce business deserves the best credit card processing, right?
Stillwater Payments’ Rate Lock means you will never experience a fee increase. Next Day Funding is also included with our programs on approval so that you can enjoy the benefits of fast deposits and improved cash flow.
Stillwater Payments’ customers also benefit from our two guarantees – our Save Smart Guarantee and our No Risk Price and Service Guarantee. Be sure to ask us about each of them because they can make all the difference in the world for your business.


GIFT & LOYALTY CARDS
E-commerce and gift cards go hand-in-hand
Today’s e-commerce shopper is more comfortable than ever using and giving gift cards. Purchase and redeem gift cards on your e-commerce site. Flexible billing options available including flat rate and per transaction billing models.
VIRTUAL TERMINALS
Use a virtual terminal to connect with your preferred shopping cart
You want to get the best possible rates and we can deliver! You will also receive: Tokenized Security, Fraud Detection Tools and Multi-merchant capabilities for Load Balancing. AVS or Address Verification and CVV2 standard plus level 2 and 3 processing without the hassles.


ACH PROCESSING
Save money with e-check processing
E-check processing available, no paper check required Check 21+ for converting mailed in checks to an e- deposit. Use ACH with Text 2 Pay or add to any virtual terminal we offer!
REFERRIZER
Reputation management and customer referral system
Nearly 9 out of 10 consumers trust an online review as much as they trust a personal referral. Stillwater Payments has partnered with Referrizer to make it easier than ever for small businesses to request customer reviews and set up their own referral rewards program.
Great discounts are available for Stillwater Payments’ customers.
